Rafikah, S. 2026. Pengaruh Literasi Keuangan dan Persepsi Risiko Terhadap Minat Investasi Tabungan Emas Pegadaian Syariah: The Influence of Financial Literacy and Risk Perception on Interest in Sharia Pawnshop Gold Savings Investment. Balanca : Jurnal Ekonomi dan Bisnis Islam. 8, 1 (Feb. 2026), 1–15. DOI:https://doi.org/10.35905/balanca.v8i1.15063.