SAID, Muhammad. Optimizing Sharia Fintech for Financial Inclusion in Indonesia in the Digital Era: An Islamic Economic Perspective.: Mengoptimalkan Fintech Syariah untuk Inklusi Keuangan di Indonesia di Era Digital: Perspektif Ekonomi Islam. Balanca : Jurnal Ekonomi dan Bisnis Islam, [S. l.], v. 7, n. 1, p. 47–62, 2025. DOI: 10.35905/balanca.v7i1.13214. Disponível em: https://ejurnal.iainpare.ac.id/index.php/balanca/article/view/13214. Acesso em: 3 feb. 2026.