Main Article Content
Abstract
Bai'inah is a sale and purchase transaction carried out by a trader with a buyer at a price that has been determined firmly and then the goods are re-sold to sales at a price lower than the first price in cash. Bai'inah is still not fully allowed in the process of buying and selling transactions. There are still many scholars who do not allow the buying and selling of Inah, one of them is Imam Malik. As for those who allow Bai'inah, namely Imam Shafi'i because selling Inah has fulfilled the pillars and conditions in the transaction. This study works to determine the understanding of the Imam Shafi'i school of Bai'Inah and its relevance to Islamic banking contracts.
The type of research used is library research that uses data analysis, searches for theoretical books and journals as author's reference material in accordance with the guidelines for writing scientific papers published by IAIN Parepare and don't forget to study other research methods so that relevant research can be found. .
The results of this study indicate that Imam Syafi'i allowed Bai'inah because it had fulfilled the terms and conditions in the sale and purchase transaction. The relevance of the Bai'inah contract used in this transaction is the service of Islamic banking products with the use of murabahah contract products and gold-based financing in financial institutions. which affects people using Bai'inah contracts, namely by making it easier for people to get funds from property financing for the desired goods with an agreement that in the future the customer can resell it with payment in cash, which has been agreed between the bank and the customer..
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References
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Amiruddin, M. M., bin Sapa, N., & Syatar, A. (2020). UNCOVERING WASATHIYAH VALUES ON SHARIA BANKING. Al-Mashrafiyah: Jurnal Ekonomi, Keuangan, Dan Perbankan Syariah, 4(2), 15–28.
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Putri, M. A., & Dewi, M. K. (2011). Developing Salam-Based Financing Product: Indonesian Islamic Rural Bank. Business and Management Quarterly Review, 2(4), 103–112.
Saleh, W., & Ajaj, A. (1992). Unlawful gain and legitimate profit in Islamic law: Riba, Gharar and Islamic banking. Brill.
Shaharuddin, A. (2012). The Bayʿ al-ʿInah Controversy in Malaysian Islamic Banking. Arab Law Quarterly, 26(4), 499–511.
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References
Amiruddin, M. M., bin Sapa, N., & Syatar, A. (2020). UNCOVERING WASATHIYAH VALUES ON SHARIA BANKING. Al-Mashrafiyah: Jurnal Ekonomi, Keuangan, Dan Perbankan Syariah, 4(2), 15–28.
Bakry, M., Masse, R. A., Arake, L., Amiruddin, M. M., & Syatar, A. (2021). How to attract millennials? Indonesian sharia banking opportunities. WSEAS Transactions on Business and Economics, 18. https://doi.org/10.37394/23207.2021.18.38
Bello, S. A. A., & Hassan, R. B. (2013). Application of ’urf in Islamic and conventional bank. Journal of Arts and Humanities. http://www.theartsjournal.org/index.php/site/article/view/98
Brodmann, J., Rayfield, B., Hassan, M. K., & Thu Mai, A. (2018). Banking characteristics of millennials. Journal of Economic Cooperation and Development, 39(4), 43–73.
Dz., A. S. (2018). Inklusi Keuangan Perbankan Syariah Berbasis Digital-Banking: Optimalisasi dan Tantangan. Al-Amwal : Jurnal Ekonomi Dan Perbankan Syari’ah, 10(1), 63. https://doi.org/10.24235/amwal.v10i1.2813
Ghannadian, F. F., & Goswami, G. (2004). Developing economy banking: the case of Islamic banks. International Journal of Social Economics.
Hasnat, M. A., & Alom, S. (2017). The implementation of Kafalah in Islamic banking and finance organizations in Malaysia. Int J Sci Res Publ, 7(7), 768–777.
Ismawati. (2019). Peran dan Strategi Marketing Funding Dalam Meningkatkan Jumlah Nasabah Penabung Pada Bank Syariah Mandiri KCP Panakukang Kota Makassar. Al-Mashrafiyah, 3(1), 70–82. https://doi.org/https://doi.org/10.24252/al-mashrafiyah.v3i1.7740
Kalsum, U. (2014). Riba dan Bunga Bank Dalam Islam (Analisis Hukum dan Dampaknya Terhadap Perekonomian Umat). Al-’Adl, 7(2), 83–97.
Masse, R. A. (2015). IMPLEMENTASI PRINSIP SYARIAH DALAM AKAD PEMBIAYAAN PERBANKAN SYARIAH DI KOTA MAKASSAR (STUDI PADA BANK MUAMALAT DAN UNIT USAHA SYARIAH BANK PEMBANGUNAN DAERAH SULSELBAR). Universitas Islam Negeri Alauddin Makassar.
Nasional, M. U. Indonesia. D. S., & Indonesia, B. (2006). Himpunan fatwa Dewan Syari’ah Nasional (Vol. 1). Kerjasama Dewan Syariah Nasional, Majelis Ulama Indonesia [dan] Bank Indonesia.
Putri, M. A., & Dewi, M. K. (2011). Developing Salam-Based Financing Product: Indonesian Islamic Rural Bank. Business and Management Quarterly Review, 2(4), 103–112.
Saleh, W., & Ajaj, A. (1992). Unlawful gain and legitimate profit in Islamic law: Riba, Gharar and Islamic banking. Brill.
Shaharuddin, A. (2012). The Bayʿ al-ʿInah Controversy in Malaysian Islamic Banking. Arab Law Quarterly, 26(4), 499–511.
Thakor, A. v. (2020). Fintech and banking: What do we know? Journal of Financial Intermediation, 41(November). https://doi.org/10.1016/j.jfi.2019.100833
Widayatsari, A. (2013). Akad Wadiah dan Mudharabah dalam Penghimpunan Dana Pihak Ketiga Bank Syariah. Economic: Journal of Economic and Islamic Law, 3(1), 1–21.