Main Article Content
Abstract
This study aims to reconstruct the 138 Fatwas of the National Sharia Council of the Indonesian Ulema Council (DSN-MUI) according to Urf by using the takyif of Al Adah Muhakkamah fiqh rules. The data comes from 138 fatwas of the 2000-2020 National Sharia Council which are supported by the latest research and articles. The data is then analyzed using takyif fiqh rules with the content analysis method. The data is then verified by an expert in the field of Islamic finance.
The results of the reconstruction of the 138 fatwas show that 12 fatwas have mutabaqah with Al'adah Muhakkamah. Al Adah Muhakkamah is classified according to the fatwa which contains the amount of margin for a contract based on buying and selling, the amount of fees on a contract based on rent and wages, and the amount of profit sharing on a contract based on cooperation
Keywords
TakyifKaidah Fikih, Fatwa, Shariah Coucil, DSN, MUI
Article Details
How to Cite
Budiman, & Sunuwati. (2022). Takyiful Urfi pada Perbankan Syariah Indonesia: Studi Fatwa Dewan Syariah Nasional . BANCO: Jurnal Manajemen Dan Perbankan Syariah, 4(2), 140–152. https://doi.org/10.35905/banco.v4i2.5168
References
- Abozaid, Abdulazeem, ‘Critical Review of the Tools of Ijtihad Used in Islamic Finance’, Islamic Economic Studies, 24.1 (2017), 77–94 <https://doi.org/10.12816/0025317>\
Amalia, Irfa’, ‘Batasan Usia Nikah Menurut Kompilasi Hukum Islam Ditinjau Dengan Konsep Mashlahah Mursalah Imam Al-Syathiby Dan Imam Al-Thufi: Studi Komparatif Konsep Mashlahah Mursalah Imam Al-Syathiby Dan Imam Al-Thufi’ (UIN Walisongo, 2017)
Amin, Ma’ruf, ‘Solusi Hukum Islam (Makharij Fiqhiyyah) Sebagai Pendorong Arus Baru Ekonomi Syariah Di Indonesia: Kontribusi Fatwa DSN-MUI Dalam Peraturan Perundang-Undangan RI’, 2017
Amiruddin, Muhammad Majdy, ‘IMPOSISI FATWA TERHADAP REGULASI PERBANKAN SYARIAH’, Bilancia: Jurnal Studi Ilmu Syariah Dan Hukum, 12.1 (2018), 49–78
Arafah, Acme Admira, ‘Corak Mazhab Pada Fatwa Dewan Syariah Nasional Majelis Ulama Indonesia (Dsn-Mui)’ (Universitas Islam Negeri Sumatera Utara, 2017)
Azhari, Fathurrahman, ‘Qawaid Fiqhiyyah Muamalah’ (Lembaga Pemberdayaan Kualitas Ummat (LPKU), 2015)
Azis, Nur Alimin, Yenni Mangoting, and Novrida Qudsi Lutfillah, ‘Memaknai Independensi Auditor Dengan Keindahan Nilai-Nilai Kearifan Lokal Siri’na Pacce’, Jurnal Akuntansi Multiparadigma, 6.1 (2015), 145–56
Aziz, Muhamamd Ridhwan Abdul, and Mohd Shahid Mohd Noh, ‘The Role of Five Major Shari’ah Legal Maxims (Al-Qawaid Al-Kubra) in the Establishment of Maqasid Al-Shari’ah in Islamic Financial Products: A Discussion on Some Cases’, European Journal of Business and Management, 6.10 (2014)
Gunawan, Imam, ‘Metode Penelitian Kualitatif’, Jakarta: Bumi Aksara, 2013
House, Kuwait Finance, ‘Islamic Finance Outlook 2014’, KFH Research Ltd, 2014
Indonesia, Majelis Ulama, Pedoman Penetapan Fatwa Majelis Ulama Indonesia, No (U-596/MUI/X, 1997)
Kamali, Mohammad Hashim, Maqasid Al-Shari’ah, Ijtihad and Civilization Renewal:(Occassional Paper) (International Institute of Islamic Thought (IIIT), 2012), xx
Laldin, Mohamad Akram, ‘Shari’ah Supervision of Islamic Banking From Regulatory Perspective’, 2014
Masse, H Rahman Ambo, ‘DEWAN PENGAWAS SYARIAH DAN PROFESIONALISME SUMBER DAYA MANUSIA’, DIKTUM: Jurnal Syariah Dan Hukum, 16.2 (2018), 147–70
Novia, Aidil, ‘Kontribusi Fiqh Legal Maxim Dalam Fatwa-Fatwa Ekonomi Syariah Dewan Syariah Nasional Majelis Ulama Indonesia (DSN-MUI)’, TSAQAFAH, 12.1 (2016), 79–104
Nugrahani, Farida, and M Hum, ‘Metode Penelitian Kualitatif’, Solo: Cakra Books, 2014
RAHMAN, YUSUF AL-QARDHAWI D A N FAZLUR, and U M I KULSUM, ‘REFORMULASI IJTIHAD DALAM PERSPEKTIF’
Shaharuddin, Amir, ‘The Bayʿ Al-ʿInah Controversy in Malaysian Islamic Banking’, Arab Law Quarterly, 26.4 (2012), 499–511
‘Shariah Scholars and Fatwa Making Process in Islamic Finance’, Journal of Fatwa Management and Research, 10 (2017), 120–35
Ulum, Khozainul, ‘Fatwa-Fatwa Majelis Ulama Indonesia (Mui) Dalam Pemikiran Hukum Islam Di Indonesia’, Akademika, 8.2 (2014), 166–79
Wahab, Rochmat, ‘Metodologi Penelitian Kualitatif’, 2002
تيمتوري, هارون،, ‘القواعد الفقهية و أثرها في الاجتهاد و الإفتاء: قواعد الضرر نموذجا’, Waḥdat Al-ʼUmmah, 378.3367 (2014), 1–17
عبيد, شفاء ذياب, and مصطفى خالد جهاد, ‘التكييف الفقهي للودائع المصرفية في البنوك التقليدية عند الشيخ محمد تقي العثماني’, مجلة سر من رأى, 12.44 (2016), 313–42
هنية, مازن اسماعيل, and إيمان محمد بركة, ‘التكييف الفقهي في الاجتهاد، ودور العلم فيه’, مجلة الجامعة الإسلامية للدراسات الشرعية والقانونية, 27.2 (2019)
References
Abozaid, Abdulazeem, ‘Critical Review of the Tools of Ijtihad Used in Islamic Finance’, Islamic Economic Studies, 24.1 (2017), 77–94 <https://doi.org/10.12816/0025317>\
Amalia, Irfa’, ‘Batasan Usia Nikah Menurut Kompilasi Hukum Islam Ditinjau Dengan Konsep Mashlahah Mursalah Imam Al-Syathiby Dan Imam Al-Thufi: Studi Komparatif Konsep Mashlahah Mursalah Imam Al-Syathiby Dan Imam Al-Thufi’ (UIN Walisongo, 2017)
Amin, Ma’ruf, ‘Solusi Hukum Islam (Makharij Fiqhiyyah) Sebagai Pendorong Arus Baru Ekonomi Syariah Di Indonesia: Kontribusi Fatwa DSN-MUI Dalam Peraturan Perundang-Undangan RI’, 2017
Amiruddin, Muhammad Majdy, ‘IMPOSISI FATWA TERHADAP REGULASI PERBANKAN SYARIAH’, Bilancia: Jurnal Studi Ilmu Syariah Dan Hukum, 12.1 (2018), 49–78
Arafah, Acme Admira, ‘Corak Mazhab Pada Fatwa Dewan Syariah Nasional Majelis Ulama Indonesia (Dsn-Mui)’ (Universitas Islam Negeri Sumatera Utara, 2017)
Azhari, Fathurrahman, ‘Qawaid Fiqhiyyah Muamalah’ (Lembaga Pemberdayaan Kualitas Ummat (LPKU), 2015)
Azis, Nur Alimin, Yenni Mangoting, and Novrida Qudsi Lutfillah, ‘Memaknai Independensi Auditor Dengan Keindahan Nilai-Nilai Kearifan Lokal Siri’na Pacce’, Jurnal Akuntansi Multiparadigma, 6.1 (2015), 145–56
Aziz, Muhamamd Ridhwan Abdul, and Mohd Shahid Mohd Noh, ‘The Role of Five Major Shari’ah Legal Maxims (Al-Qawaid Al-Kubra) in the Establishment of Maqasid Al-Shari’ah in Islamic Financial Products: A Discussion on Some Cases’, European Journal of Business and Management, 6.10 (2014)
Gunawan, Imam, ‘Metode Penelitian Kualitatif’, Jakarta: Bumi Aksara, 2013
House, Kuwait Finance, ‘Islamic Finance Outlook 2014’, KFH Research Ltd, 2014
Indonesia, Majelis Ulama, Pedoman Penetapan Fatwa Majelis Ulama Indonesia, No (U-596/MUI/X, 1997)
Kamali, Mohammad Hashim, Maqasid Al-Shari’ah, Ijtihad and Civilization Renewal:(Occassional Paper) (International Institute of Islamic Thought (IIIT), 2012), xx
Laldin, Mohamad Akram, ‘Shari’ah Supervision of Islamic Banking From Regulatory Perspective’, 2014
Masse, H Rahman Ambo, ‘DEWAN PENGAWAS SYARIAH DAN PROFESIONALISME SUMBER DAYA MANUSIA’, DIKTUM: Jurnal Syariah Dan Hukum, 16.2 (2018), 147–70
Novia, Aidil, ‘Kontribusi Fiqh Legal Maxim Dalam Fatwa-Fatwa Ekonomi Syariah Dewan Syariah Nasional Majelis Ulama Indonesia (DSN-MUI)’, TSAQAFAH, 12.1 (2016), 79–104
Nugrahani, Farida, and M Hum, ‘Metode Penelitian Kualitatif’, Solo: Cakra Books, 2014
RAHMAN, YUSUF AL-QARDHAWI D A N FAZLUR, and U M I KULSUM, ‘REFORMULASI IJTIHAD DALAM PERSPEKTIF’
Shaharuddin, Amir, ‘The Bayʿ Al-ʿInah Controversy in Malaysian Islamic Banking’, Arab Law Quarterly, 26.4 (2012), 499–511
‘Shariah Scholars and Fatwa Making Process in Islamic Finance’, Journal of Fatwa Management and Research, 10 (2017), 120–35
Ulum, Khozainul, ‘Fatwa-Fatwa Majelis Ulama Indonesia (Mui) Dalam Pemikiran Hukum Islam Di Indonesia’, Akademika, 8.2 (2014), 166–79
Wahab, Rochmat, ‘Metodologi Penelitian Kualitatif’, 2002
تيمتوري, هارون،, ‘القواعد الفقهية و أثرها في الاجتهاد و الإفتاء: قواعد الضرر نموذجا’, Waḥdat Al-ʼUmmah, 378.3367 (2014), 1–17
عبيد, شفاء ذياب, and مصطفى خالد جهاد, ‘التكييف الفقهي للودائع المصرفية في البنوك التقليدية عند الشيخ محمد تقي العثماني’, مجلة سر من رأى, 12.44 (2016), 313–42
هنية, مازن اسماعيل, and إيمان محمد بركة, ‘التكييف الفقهي في الاجتهاد، ودور العلم فيه’, مجلة الجامعة الإسلامية للدراسات الشرعية والقانونية, 27.2 (2019)
Amalia, Irfa’, ‘Batasan Usia Nikah Menurut Kompilasi Hukum Islam Ditinjau Dengan Konsep Mashlahah Mursalah Imam Al-Syathiby Dan Imam Al-Thufi: Studi Komparatif Konsep Mashlahah Mursalah Imam Al-Syathiby Dan Imam Al-Thufi’ (UIN Walisongo, 2017)
Amin, Ma’ruf, ‘Solusi Hukum Islam (Makharij Fiqhiyyah) Sebagai Pendorong Arus Baru Ekonomi Syariah Di Indonesia: Kontribusi Fatwa DSN-MUI Dalam Peraturan Perundang-Undangan RI’, 2017
Amiruddin, Muhammad Majdy, ‘IMPOSISI FATWA TERHADAP REGULASI PERBANKAN SYARIAH’, Bilancia: Jurnal Studi Ilmu Syariah Dan Hukum, 12.1 (2018), 49–78
Arafah, Acme Admira, ‘Corak Mazhab Pada Fatwa Dewan Syariah Nasional Majelis Ulama Indonesia (Dsn-Mui)’ (Universitas Islam Negeri Sumatera Utara, 2017)
Azhari, Fathurrahman, ‘Qawaid Fiqhiyyah Muamalah’ (Lembaga Pemberdayaan Kualitas Ummat (LPKU), 2015)
Azis, Nur Alimin, Yenni Mangoting, and Novrida Qudsi Lutfillah, ‘Memaknai Independensi Auditor Dengan Keindahan Nilai-Nilai Kearifan Lokal Siri’na Pacce’, Jurnal Akuntansi Multiparadigma, 6.1 (2015), 145–56
Aziz, Muhamamd Ridhwan Abdul, and Mohd Shahid Mohd Noh, ‘The Role of Five Major Shari’ah Legal Maxims (Al-Qawaid Al-Kubra) in the Establishment of Maqasid Al-Shari’ah in Islamic Financial Products: A Discussion on Some Cases’, European Journal of Business and Management, 6.10 (2014)
Gunawan, Imam, ‘Metode Penelitian Kualitatif’, Jakarta: Bumi Aksara, 2013
House, Kuwait Finance, ‘Islamic Finance Outlook 2014’, KFH Research Ltd, 2014
Indonesia, Majelis Ulama, Pedoman Penetapan Fatwa Majelis Ulama Indonesia, No (U-596/MUI/X, 1997)
Kamali, Mohammad Hashim, Maqasid Al-Shari’ah, Ijtihad and Civilization Renewal:(Occassional Paper) (International Institute of Islamic Thought (IIIT), 2012), xx
Laldin, Mohamad Akram, ‘Shari’ah Supervision of Islamic Banking From Regulatory Perspective’, 2014
Masse, H Rahman Ambo, ‘DEWAN PENGAWAS SYARIAH DAN PROFESIONALISME SUMBER DAYA MANUSIA’, DIKTUM: Jurnal Syariah Dan Hukum, 16.2 (2018), 147–70
Novia, Aidil, ‘Kontribusi Fiqh Legal Maxim Dalam Fatwa-Fatwa Ekonomi Syariah Dewan Syariah Nasional Majelis Ulama Indonesia (DSN-MUI)’, TSAQAFAH, 12.1 (2016), 79–104
Nugrahani, Farida, and M Hum, ‘Metode Penelitian Kualitatif’, Solo: Cakra Books, 2014
RAHMAN, YUSUF AL-QARDHAWI D A N FAZLUR, and U M I KULSUM, ‘REFORMULASI IJTIHAD DALAM PERSPEKTIF’
Shaharuddin, Amir, ‘The Bayʿ Al-ʿInah Controversy in Malaysian Islamic Banking’, Arab Law Quarterly, 26.4 (2012), 499–511
‘Shariah Scholars and Fatwa Making Process in Islamic Finance’, Journal of Fatwa Management and Research, 10 (2017), 120–35
Ulum, Khozainul, ‘Fatwa-Fatwa Majelis Ulama Indonesia (Mui) Dalam Pemikiran Hukum Islam Di Indonesia’, Akademika, 8.2 (2014), 166–79
Wahab, Rochmat, ‘Metodologi Penelitian Kualitatif’, 2002
تيمتوري, هارون،, ‘القواعد الفقهية و أثرها في الاجتهاد و الإفتاء: قواعد الضرر نموذجا’, Waḥdat Al-ʼUmmah, 378.3367 (2014), 1–17
عبيد, شفاء ذياب, and مصطفى خالد جهاد, ‘التكييف الفقهي للودائع المصرفية في البنوك التقليدية عند الشيخ محمد تقي العثماني’, مجلة سر من رأى, 12.44 (2016), 313–42
هنية, مازن اسماعيل, and إيمان محمد بركة, ‘التكييف الفقهي في الاجتهاد، ودور العلم فيه’, مجلة الجامعة الإسلامية للدراسات الشرعية والقانونية, 27.2 (2019)