febrika, Febrika sari, Elex Sarmigi, and Muhd. Zaki Hj. Saini. “Trust As a Foundation for Ethical and Resilient Sharia Banking: Public Perception of Security and Reliability”. BANCO: Jurnal Manajemen dan Perbankan Syariah 7, no. 1 (February 26, 2025): 68–89. Accessed February 3, 2026. https://ejurnal.iainpare.ac.id/index.php/banco/article/view/11016.