Fatkhurrozi T, Mugiyati. Efficiency and Accessibility of Sharia Home Financing for Millennials: A Study of BSI’s Griya Si Muda Program vs BTN iB Property . ban [Internet]. 2024 Dec. 14 [cited 2026 Feb. 3];6(2):135-49. Available from: https://ejurnal.iainpare.ac.id/index.php/banco/article/view/9537