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Abstrak
This Research aims to assess the relationship between Financial Management Behavior and Financial Well-Being of recipients of the Family Hope Program assistance in Paleteang District, Pinrang Regency, as well as examining the influence of Financial Management Behavior and Financial Well-Being of recipients of the Family Hope Program assistance in the same area. Financial Management Behavior includes financial management, financial planning, debt management, and the ability to save.
The research method used is quantitative with an associative approach using data collection techniques, namely primary data in the form of questionnaires which are tested using descriptive analysis tests, data quality tests, classical assumption tests, hypothesis tests and simple regression analysis.
The results of this research showthat Financial Management Behavior has a positive and significant relationship with the Financial Well-Being of recipients of the Family Hope Program assistance in Paleteang District, Pinrang Regency, as evidenced by the Pearson correlation value of 0.564, meaning that the two variables have a moderate correlation with a positive relationship. Financial Management Behavior influences Financial Well-Being, this is proven by the calculated t value > t table or 6.694 > 1.985 with a significance of 0.00 < 0.05.
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Referensi
- Amaniyah, et al., eds 2020. Personal Financial Management Behavior for the Millennial Generation in the Tourism Sector in the Context of Supporting Halal Economic Development in Bangkalan and Sampang Regencies in Madura. Indramayu: CV. Adanu Abimata.
- Amtiran, Paulina Y, Financial Literacy and Financial Behavior: An Empirical Approach to Management Cases. CV. Abadi Archipelago Literacy, 2021.
- Central Bureau of Statistics. BPS Strategic Data. Jakarta: Central Statistics Agency (BPS) 2018.
- Basuki, et al., eds 2023 Zakat for the Welfare of the Ummah. East Tanjung Jabung: Zabags Qu Publish.
- Chen et al., 'An Analysis of Personal Financial Literacy among College Students'. Financial Services Review 7, no. 2 (2018).
- Consumer Financial Protection Bureau: Measuring Financial Well-Being, 2015.
- Daud et al., 'Implementation of the Family Hope Program in Improving the Welfare of the Poor'. Humanities Journal: Journal of Social, Economic and Legal Sciences 2, no. 1 (2019).
- Directorate of Social Security, Directorate General of Social Protection and Security, Ministry of Social Affairs of the Republic of Indonesia. 2021 Implementation of the Family Hope Program. Jakarta: Directorate of Social Security.
- Elik Astari, Agung, et al., eds. 2023. Technology Accepted Model, Theory Of Planned Behavior, And Fear Of Covid-19: Consumer Intentions To Continue Using Digital Wallets. CV. Intellectual Manifest Media.
- Endra,Febri, Research Methodology Guidelines (Practical Statistics). Sidoarjo: Zifatama Jawara, 2017.
- Ghozali,Imam, Multivariate Analysis Application Using the IBM SPSS 25 Program, Bandung :2018.
- Gitayuda, Boy Singgih, Financial Management Perspective of Financial Management Behavior in Students. Cv. Eureka Media Aksara, 2023.
- Gitayuda, Boy Singgih, Financial Management Behavior of MSME Actors in Coastal Areas. Purbalingga: Eureka Media Aksara, 2023.
- Hakim, Lukmanul et al., eds 2020 Literacy and Learning Models: The Key to Skills in the Era of Revolution 4.0. Indramayu: CV. Adanu Abimata.
- Hamta, Firdaus, Accounting Research Methodology. 1st ed. Yogyakarta: Deepublish, 2015.
- Please, Mutia. 2022 "Analysis of the Impact of Implementing the Family Hope Program (PKH) on Community Welfare in Tegal Sari Mandala Ii Village, Medan Denai District, Medan City". Undergraduate Thesis; Department of Public Administration, Faculty of Social and Political Sciences: Medan.
- Hasan et al., eds 2022 Financial Management. Central Java: CV. Persada Editorial Pen.
- Huston, Sandra J. 2018. “Measuring Financial Literacy.” Journal of Consumer Affairs 44, no. 2.
- Jing Jian Xiao, Handbook of Consumer Finance Research (Switzerland: Springer International Publishing, 2016).
- Ministry of Religion of the Republic of Indonesia: Al-Quran and its translation. Ministry of Religion Qur'an(Didin Hafinuddin, 2018).
- Lubis et al., 2020. "Effectiveness of the Family Hope Program in Alleviating Poverty." Societas: Journal of Administrative and Social Sciences 9, no. 2.
- Marihot, Yudi et al., 2022. "Qualitative & Quantitative Research Methods Book." Madani Multidisciplinary Journal (MUDIMA) 1, no. 1.
- Mien Nguyen Thi Ngoc, TT P. 2019. "Factors Affecting Personal Financial Management Behaviors: Evidence from Vietnam." In Proceedings of the Second AsiaPacific Conference on Global Business, Economics, Finance and Social Sciences (AP15Vietnam Conference).
- Mirza, DS 2017. "The Influence of Poverty, Economic Growth, and Capital Expenditures on HDI in Central Java," JEJAK: Journal of Economics and Policy 4.
- Mubarak,Zaki, Quantitative Research and Educational Statistics: Practical Ways of Research Based on Applicable Examples with SPSS. Tasikmalaya: CV. Turats Press Library (IKAPI Member), 2021.
- Nazir,Moh. Research methods. Ghalia Indonesia, 2015.
- Nugroho, Nabila Shafana. 2023 "The Influence of Financial Knowledge, Financial Skills, and Income on the Financial Management Behavior of Generation Z". Undergraduate Thesis; Department of Management, Faculty of Economics and Business: Yogyakarta.
- Nurhayati, Meilia. 2019 "The Influence of Financial Behavior, Financial Literacy, Financial Experience on Financial Well-Being". Undergraduate Thesis; Department of Management, Faculty of Economics and Business: Jakarta.
- Pasapan, Desi Ratnasari et al., 2023. "The Influence of Locus of Control and Financial Knowledge on Personal Financial Management Behavior in Communities Receiving Pkh Assistance in Tondon District." Journal of Digital Entrepreneurship 56, no. 1.
- Paauthor, et al., eds 2016 Business Economics Environment Lecture Module. Surakarta: UNIBA.
- Regulation of the Minister of Social Affairs of the Republic of Indonesia Number 1 of 2018, Family Hope Program, chapter 1.
- Pratiwi, Dwi Indah. 2021 "The Influence of Financial Literacy and Financial Behavior on Financial Well-Being". Undergraduate Thesis; Department of Management, Faculty of Economics and Business: Palembang.
- Rachmawati, Windi Chusniah, Health Promotion and Behavioral Science. Malang: Wineka Media, 2019.
- Rahmadi, Introduction to Research Methodology. Edited by Syahrani. Antasari Press. I. South Kalimantan: Antasari Press, 2017.
- Riani, Lilia Pasca, et al., eds 2023 Financial Literacy of Millennials. Malang: Media Nusa Creative.
- Sarmanu, Basic Quantitative, Qualitative and Statistical Research Methodology. Surabaya: Airlangga University Press, 2017.
- Satuti, Agrifina Widya. 2015 "Financial Literacy in Communities Receiving Family Hope Program (PKH) Assistance in Manduro Manggunggajah Village, Ngoro District, Mojokerto Regency". Bachelor's Thesis; Department of Development Economics, Faculty of Economics: Malang.
- Sugiyono, Business Research Methods, 17th ed. Bandung: Alfabeta, 2015.
- Sugiyono, Quantitative Qualitative Research Methods and R&D. Bandung: Alfabeta, 2018.
- Sugiyono, Quantitative, Qualitative, and R&B Research Methods, 1st ed. Bandung: Alfabeta, 2015.
- Sugiyono, Quantitative, Qualitative, and R&B Research Methods. Bandung: Alfabeta, 2017.
- Sugiyono, Quantitative, Qualitative, and R&D Research Methods. Bandung: Alfabeta, CV, 2019.
- Suharsimi,Arikunto, "Research Methodology," Yogyakarta: Bina Aksara, 2016.
- Sujarweni, Wiratna, Research Methodology: Complete, Practical, and Easy to Understand. Yogyakarta: Pustaka Baru Press, 2016.
- Supriadi, Irjayanti. 2021 "The Influence of Financial Literacy, Income and Financial Behavior on the Family Welfare of Housewives in Manurung Village, Malili City". Undergraduate Thesis; Department of Management, Faculty of Economics and Business: Makassar.
- Syahza, Almasdi, Research Methodology, Revised Edition 2021. Revised. Pekanbaru: UR Press, 2021.
- Widhi Kurniawan, Agung et al., 2016. Quantitative Research Methods. Yogyakarta: Pandiva Buku.
- Xiao, Jing Jian, Consumer Economic Wellbeing. New York: Springer New York, 2015.
- Xiao, Jing Jian, Consumer Financial Behavior. Massachusetts: Edward Elgar Publishing, Inc., 2023.
- Drafting Team, Guidelines for Writing Scientific Papers. Parepare: IAIN Parepare, 2020
Referensi
Amaniyah, et al., eds 2020. Personal Financial Management Behavior for the Millennial Generation in the Tourism Sector in the Context of Supporting Halal Economic Development in Bangkalan and Sampang Regencies in Madura. Indramayu: CV. Adanu Abimata.
Amtiran, Paulina Y, Financial Literacy and Financial Behavior: An Empirical Approach to Management Cases. CV. Abadi Archipelago Literacy, 2021.
Central Bureau of Statistics. BPS Strategic Data. Jakarta: Central Statistics Agency (BPS) 2018.
Basuki, et al., eds 2023 Zakat for the Welfare of the Ummah. East Tanjung Jabung: Zabags Qu Publish.
Chen et al., 'An Analysis of Personal Financial Literacy among College Students'. Financial Services Review 7, no. 2 (2018).
Consumer Financial Protection Bureau: Measuring Financial Well-Being, 2015.
Daud et al., 'Implementation of the Family Hope Program in Improving the Welfare of the Poor'. Humanities Journal: Journal of Social, Economic and Legal Sciences 2, no. 1 (2019).
Directorate of Social Security, Directorate General of Social Protection and Security, Ministry of Social Affairs of the Republic of Indonesia. 2021 Implementation of the Family Hope Program. Jakarta: Directorate of Social Security.
Elik Astari, Agung, et al., eds. 2023. Technology Accepted Model, Theory Of Planned Behavior, And Fear Of Covid-19: Consumer Intentions To Continue Using Digital Wallets. CV. Intellectual Manifest Media.
Endra,Febri, Research Methodology Guidelines (Practical Statistics). Sidoarjo: Zifatama Jawara, 2017.
Ghozali,Imam, Multivariate Analysis Application Using the IBM SPSS 25 Program, Bandung :2018.
Gitayuda, Boy Singgih, Financial Management Perspective of Financial Management Behavior in Students. Cv. Eureka Media Aksara, 2023.
Gitayuda, Boy Singgih, Financial Management Behavior of MSME Actors in Coastal Areas. Purbalingga: Eureka Media Aksara, 2023.
Hakim, Lukmanul et al., eds 2020 Literacy and Learning Models: The Key to Skills in the Era of Revolution 4.0. Indramayu: CV. Adanu Abimata.
Hamta, Firdaus, Accounting Research Methodology. 1st ed. Yogyakarta: Deepublish, 2015.
Please, Mutia. 2022 "Analysis of the Impact of Implementing the Family Hope Program (PKH) on Community Welfare in Tegal Sari Mandala Ii Village, Medan Denai District, Medan City". Undergraduate Thesis; Department of Public Administration, Faculty of Social and Political Sciences: Medan.
Hasan et al., eds 2022 Financial Management. Central Java: CV. Persada Editorial Pen.
Huston, Sandra J. 2018. “Measuring Financial Literacy.” Journal of Consumer Affairs 44, no. 2.
Jing Jian Xiao, Handbook of Consumer Finance Research (Switzerland: Springer International Publishing, 2016).
Ministry of Religion of the Republic of Indonesia: Al-Quran and its translation. Ministry of Religion Qur'an(Didin Hafinuddin, 2018).
Lubis et al., 2020. "Effectiveness of the Family Hope Program in Alleviating Poverty." Societas: Journal of Administrative and Social Sciences 9, no. 2.
Marihot, Yudi et al., 2022. "Qualitative & Quantitative Research Methods Book." Madani Multidisciplinary Journal (MUDIMA) 1, no. 1.
Mien Nguyen Thi Ngoc, TT P. 2019. "Factors Affecting Personal Financial Management Behaviors: Evidence from Vietnam." In Proceedings of the Second AsiaPacific Conference on Global Business, Economics, Finance and Social Sciences (AP15Vietnam Conference).
Mirza, DS 2017. "The Influence of Poverty, Economic Growth, and Capital Expenditures on HDI in Central Java," JEJAK: Journal of Economics and Policy 4.
Mubarak,Zaki, Quantitative Research and Educational Statistics: Practical Ways of Research Based on Applicable Examples with SPSS. Tasikmalaya: CV. Turats Press Library (IKAPI Member), 2021.
Nazir,Moh. Research methods. Ghalia Indonesia, 2015.
Nugroho, Nabila Shafana. 2023 "The Influence of Financial Knowledge, Financial Skills, and Income on the Financial Management Behavior of Generation Z". Undergraduate Thesis; Department of Management, Faculty of Economics and Business: Yogyakarta.
Nurhayati, Meilia. 2019 "The Influence of Financial Behavior, Financial Literacy, Financial Experience on Financial Well-Being". Undergraduate Thesis; Department of Management, Faculty of Economics and Business: Jakarta.
Pasapan, Desi Ratnasari et al., 2023. "The Influence of Locus of Control and Financial Knowledge on Personal Financial Management Behavior in Communities Receiving Pkh Assistance in Tondon District." Journal of Digital Entrepreneurship 56, no. 1.
Paauthor, et al., eds 2016 Business Economics Environment Lecture Module. Surakarta: UNIBA.
Regulation of the Minister of Social Affairs of the Republic of Indonesia Number 1 of 2018, Family Hope Program, chapter 1.
Pratiwi, Dwi Indah. 2021 "The Influence of Financial Literacy and Financial Behavior on Financial Well-Being". Undergraduate Thesis; Department of Management, Faculty of Economics and Business: Palembang.
Rachmawati, Windi Chusniah, Health Promotion and Behavioral Science. Malang: Wineka Media, 2019.
Rahmadi, Introduction to Research Methodology. Edited by Syahrani. Antasari Press. I. South Kalimantan: Antasari Press, 2017.
Riani, Lilia Pasca, et al., eds 2023 Financial Literacy of Millennials. Malang: Media Nusa Creative.
Sarmanu, Basic Quantitative, Qualitative and Statistical Research Methodology. Surabaya: Airlangga University Press, 2017.
Satuti, Agrifina Widya. 2015 "Financial Literacy in Communities Receiving Family Hope Program (PKH) Assistance in Manduro Manggunggajah Village, Ngoro District, Mojokerto Regency". Bachelor's Thesis; Department of Development Economics, Faculty of Economics: Malang.
Sugiyono, Business Research Methods, 17th ed. Bandung: Alfabeta, 2015.
Sugiyono, Quantitative Qualitative Research Methods and R&D. Bandung: Alfabeta, 2018.
Sugiyono, Quantitative, Qualitative, and R&B Research Methods, 1st ed. Bandung: Alfabeta, 2015.
Sugiyono, Quantitative, Qualitative, and R&B Research Methods. Bandung: Alfabeta, 2017.
Sugiyono, Quantitative, Qualitative, and R&D Research Methods. Bandung: Alfabeta, CV, 2019.
Suharsimi,Arikunto, "Research Methodology," Yogyakarta: Bina Aksara, 2016.
Sujarweni, Wiratna, Research Methodology: Complete, Practical, and Easy to Understand. Yogyakarta: Pustaka Baru Press, 2016.
Supriadi, Irjayanti. 2021 "The Influence of Financial Literacy, Income and Financial Behavior on the Family Welfare of Housewives in Manurung Village, Malili City". Undergraduate Thesis; Department of Management, Faculty of Economics and Business: Makassar.
Syahza, Almasdi, Research Methodology, Revised Edition 2021. Revised. Pekanbaru: UR Press, 2021.
Widhi Kurniawan, Agung et al., 2016. Quantitative Research Methods. Yogyakarta: Pandiva Buku.
Xiao, Jing Jian, Consumer Economic Wellbeing. New York: Springer New York, 2015.
Xiao, Jing Jian, Consumer Financial Behavior. Massachusetts: Edward Elgar Publishing, Inc., 2023.
Drafting Team, Guidelines for Writing Scientific Papers. Parepare: IAIN Parepare, 2020