Main Article Content
Abstract
This research aims to examine the role of pension programs and the management of Islamic pension funds in ensuring a person's financial well-being during retirement. The journal provides an in-depth overview of various aspects related to pension funds, including their definition, objectives, problems, and management strategies. The review employs qualitative methodology to strengthen the understanding of the optimization of pension fund asset management. The journal focuses on investment decisions, pension fund management systems, and asset management in Islamic pension funds. It highlights optimal portfolio selection and investment strategies to maintain the balance between risk and return. The role of financial activity control and Shariah principles in pension fund management, as well as challenges in developing optimal portfolios, are discussed objectively. This journal provides insight into the importance of pension fund management in ensuring the financial well-being of participants in retirement.
Keywords
managementoptimalislamic pension fund
Article Details
How to Cite
Achsan, M. A. A., Uswatun Khsasanah, & Rinda Ashtuti. (2024). The Sharia Pension Fund Asset Management to Increase Optimal Returns: Pengelolaan Aset Dana Pensiun Syariah untuk Meningkatkan Imbal Hasil yang Optimal. Balanca : Jurnal Ekonomi Dan Bisnis Islam, 6(1), 26–36. https://doi.org/10.35905/balanca.v6i1.7788
References
- Ash-Shiddiqy, Muhammad. 2023. "How are the efforts of the Sharia Pension Fund in advancing Islamic financial institutions in Indonesia?" Jihbiz : Journal of Islamic Economics, Finance and Banking 7 (2): 138–51. https://doi.org/10.33379/jihbiz.v7i2.2870.
Hasibuan, Rodho Intan Putri. 2010. "Pensun Fund Management in Shari'ah Perspective." Basic Journal 2 (11): 73–85.
Iqbal, Muhammad. 2020. "Sharia Maqasid and Sharia Pension Funds." Indonesian Journal of Islamic Business and Economics 01 (01): 30–36.
Lestari, Tri Puji. 2015. "ANALYSIS OF THE SUITABILITY OF THE APPLICATION OF SHARIA PENSION FUND MANAGEMENT TO FATWA DSN MUI NUMBER 88/DSN-MUI/XI/201." Block Caving – A Viable Alternative? UIN SYARIF HIDAYATULLAH JAKARTA.
Marifah Yuliani. 2017. "MANAGEMENT OF NON-BANK FINANCIAL INSTITUTIONS PENSION FUNDS BASED ON SHARIA PRINCIPLES." Journal of Research Dynamics 17 (2): 221–40.
Marwa, Muhammad Habibi Miftakhul. 2020. "The Urgency of Enforcing the Code of Conduct in Muhammadiyah Sharia Pension Funds." Canon Journal of Legal Studies 22 (3): 395–416. https://doi.org/10.24815/kanun.v22i3.16710.
MASRUROH, AINI. 2023. "OPTIMIZATION OF HAJJ FUND MANAGEMENT THROUGH STRATEGIC ASSET ALLOCATION IN ISLAMIC FINANCIAL INSTRUMENTS (Study on Hajj Financial Management Agency / BPKH)." UIN SYARIF HIDAYATULLAH JAKARTA.
Miftakul Rohmah, Andriani. 2023. "ANALYSIS OF TOTAL INVESTMENT AND RETRUN ON INVESTMENT (ROI) OF SHARIA PENSION FUNDS IN INDONESIA IN 2018-2021" 2 (3): 28–39.
Nurmayantri, Indah, and Priyonggo Suseno. 2023. "Pension Fund Management in the Perspective of Islamic Law: Indonesia and Malaysia." IMWI Repository Horizon 6 (3): 726–39. https://doi.org/10.52851/cakrawala.v6i3.400.
Raida, E. 2020. "Compatibility of Sharia Pension Fund Management at Bank Syariah Mandiri with MUI Fatwa Number 88/DSN-MUI/XI/2013 (Study at PT Bank Syariah Mandiri..." 2013: 1–134.
Rolanda, Ivo. 2015. "Optimal Portfolio Analysis: A Mean Variance Approach (Case Study on Pension Funds of Muamalat Financial Institutions)." FIRM Journal of Management Studies 2 (1): 201–17.
Rumetna1, Matheus Supriyanto. 2018. "THE USE OF CLOUD COMPUTING IN THE BUSINESS WORLD: A LITERATURE STUDY." Journal of Information Technology and Computer Science 5 (3): 305–14. https://doi.org/10.25126/jtiik.201853595.
Sabyrinth. 2019. "MANAGEMENT OF SHARIA PENSION FUND MANDIRI MAHABRATA (Independent, Safe, Empowered in Old Age)." Journal of Islamic Economics 1 (1): 57–72.
Sari, Reni Ilma, and M. Irwan Padli Nasution. 2022. "Sharia-Based Pension Fund Management." Scientific Lens: Journal of Management and Resources 1 (3): 166–68. https://doi.org/10.54371/jms.v1i3.213.
References
Ash-Shiddiqy, Muhammad. 2023. "How are the efforts of the Sharia Pension Fund in advancing Islamic financial institutions in Indonesia?" Jihbiz : Journal of Islamic Economics, Finance and Banking 7 (2): 138–51. https://doi.org/10.33379/jihbiz.v7i2.2870.
Hasibuan, Rodho Intan Putri. 2010. "Pensun Fund Management in Shari'ah Perspective." Basic Journal 2 (11): 73–85.
Iqbal, Muhammad. 2020. "Sharia Maqasid and Sharia Pension Funds." Indonesian Journal of Islamic Business and Economics 01 (01): 30–36.
Lestari, Tri Puji. 2015. "ANALYSIS OF THE SUITABILITY OF THE APPLICATION OF SHARIA PENSION FUND MANAGEMENT TO FATWA DSN MUI NUMBER 88/DSN-MUI/XI/201." Block Caving – A Viable Alternative? UIN SYARIF HIDAYATULLAH JAKARTA.
Marifah Yuliani. 2017. "MANAGEMENT OF NON-BANK FINANCIAL INSTITUTIONS PENSION FUNDS BASED ON SHARIA PRINCIPLES." Journal of Research Dynamics 17 (2): 221–40.
Marwa, Muhammad Habibi Miftakhul. 2020. "The Urgency of Enforcing the Code of Conduct in Muhammadiyah Sharia Pension Funds." Canon Journal of Legal Studies 22 (3): 395–416. https://doi.org/10.24815/kanun.v22i3.16710.
MASRUROH, AINI. 2023. "OPTIMIZATION OF HAJJ FUND MANAGEMENT THROUGH STRATEGIC ASSET ALLOCATION IN ISLAMIC FINANCIAL INSTRUMENTS (Study on Hajj Financial Management Agency / BPKH)." UIN SYARIF HIDAYATULLAH JAKARTA.
Miftakul Rohmah, Andriani. 2023. "ANALYSIS OF TOTAL INVESTMENT AND RETRUN ON INVESTMENT (ROI) OF SHARIA PENSION FUNDS IN INDONESIA IN 2018-2021" 2 (3): 28–39.
Nurmayantri, Indah, and Priyonggo Suseno. 2023. "Pension Fund Management in the Perspective of Islamic Law: Indonesia and Malaysia." IMWI Repository Horizon 6 (3): 726–39. https://doi.org/10.52851/cakrawala.v6i3.400.
Raida, E. 2020. "Compatibility of Sharia Pension Fund Management at Bank Syariah Mandiri with MUI Fatwa Number 88/DSN-MUI/XI/2013 (Study at PT Bank Syariah Mandiri..." 2013: 1–134.
Rolanda, Ivo. 2015. "Optimal Portfolio Analysis: A Mean Variance Approach (Case Study on Pension Funds of Muamalat Financial Institutions)." FIRM Journal of Management Studies 2 (1): 201–17.
Rumetna1, Matheus Supriyanto. 2018. "THE USE OF CLOUD COMPUTING IN THE BUSINESS WORLD: A LITERATURE STUDY." Journal of Information Technology and Computer Science 5 (3): 305–14. https://doi.org/10.25126/jtiik.201853595.
Sabyrinth. 2019. "MANAGEMENT OF SHARIA PENSION FUND MANDIRI MAHABRATA (Independent, Safe, Empowered in Old Age)." Journal of Islamic Economics 1 (1): 57–72.
Sari, Reni Ilma, and M. Irwan Padli Nasution. 2022. "Sharia-Based Pension Fund Management." Scientific Lens: Journal of Management and Resources 1 (3): 166–68. https://doi.org/10.54371/jms.v1i3.213.
Hasibuan, Rodho Intan Putri. 2010. "Pensun Fund Management in Shari'ah Perspective." Basic Journal 2 (11): 73–85.
Iqbal, Muhammad. 2020. "Sharia Maqasid and Sharia Pension Funds." Indonesian Journal of Islamic Business and Economics 01 (01): 30–36.
Lestari, Tri Puji. 2015. "ANALYSIS OF THE SUITABILITY OF THE APPLICATION OF SHARIA PENSION FUND MANAGEMENT TO FATWA DSN MUI NUMBER 88/DSN-MUI/XI/201." Block Caving – A Viable Alternative? UIN SYARIF HIDAYATULLAH JAKARTA.
Marifah Yuliani. 2017. "MANAGEMENT OF NON-BANK FINANCIAL INSTITUTIONS PENSION FUNDS BASED ON SHARIA PRINCIPLES." Journal of Research Dynamics 17 (2): 221–40.
Marwa, Muhammad Habibi Miftakhul. 2020. "The Urgency of Enforcing the Code of Conduct in Muhammadiyah Sharia Pension Funds." Canon Journal of Legal Studies 22 (3): 395–416. https://doi.org/10.24815/kanun.v22i3.16710.
MASRUROH, AINI. 2023. "OPTIMIZATION OF HAJJ FUND MANAGEMENT THROUGH STRATEGIC ASSET ALLOCATION IN ISLAMIC FINANCIAL INSTRUMENTS (Study on Hajj Financial Management Agency / BPKH)." UIN SYARIF HIDAYATULLAH JAKARTA.
Miftakul Rohmah, Andriani. 2023. "ANALYSIS OF TOTAL INVESTMENT AND RETRUN ON INVESTMENT (ROI) OF SHARIA PENSION FUNDS IN INDONESIA IN 2018-2021" 2 (3): 28–39.
Nurmayantri, Indah, and Priyonggo Suseno. 2023. "Pension Fund Management in the Perspective of Islamic Law: Indonesia and Malaysia." IMWI Repository Horizon 6 (3): 726–39. https://doi.org/10.52851/cakrawala.v6i3.400.
Raida, E. 2020. "Compatibility of Sharia Pension Fund Management at Bank Syariah Mandiri with MUI Fatwa Number 88/DSN-MUI/XI/2013 (Study at PT Bank Syariah Mandiri..." 2013: 1–134.
Rolanda, Ivo. 2015. "Optimal Portfolio Analysis: A Mean Variance Approach (Case Study on Pension Funds of Muamalat Financial Institutions)." FIRM Journal of Management Studies 2 (1): 201–17.
Rumetna1, Matheus Supriyanto. 2018. "THE USE OF CLOUD COMPUTING IN THE BUSINESS WORLD: A LITERATURE STUDY." Journal of Information Technology and Computer Science 5 (3): 305–14. https://doi.org/10.25126/jtiik.201853595.
Sabyrinth. 2019. "MANAGEMENT OF SHARIA PENSION FUND MANDIRI MAHABRATA (Independent, Safe, Empowered in Old Age)." Journal of Islamic Economics 1 (1): 57–72.
Sari, Reni Ilma, and M. Irwan Padli Nasution. 2022. "Sharia-Based Pension Fund Management." Scientific Lens: Journal of Management and Resources 1 (3): 166–68. https://doi.org/10.54371/jms.v1i3.213.